Ensuring Peace of Mind in Retirement
Do you feel overwhelmed by your Medicare options? Are you confused by all the terminology? What are Parts A, B, C, D, and so on? Are you aware of the penalties associated with accidentally missing deadlines?
You are not alone. Many individuals find themselves confused and frustrated when it comes to their Senior Healthcare options.
We have good news for you; you don’t have to take on Medicare alone! Let us help you navigate the world of Medicare by teaching you the basics, so you can make informed decisions when it comes to choosing a plan that best fits your needs.
If you wish to learn more about the ABC’s of Medicare at no cost to you, please reach out to schedule your appointment today! We offer appointments at our office, or in the convenience of your own home.
We offer comprehensive Retirement Planning to help ensure your retirement needs and goals are met. In addition to Medicare products, we also offer Retirement Asset Protection, Funeral Planning, and Life Insurance. We carry a wide range of insurance and financial products which are geared towards individuals as well as business owners. We believe that by working with us, you will not only be able to better identify your needs, but have a better chance of meeting your goals. Being able to make clear decisions allows for peace of mind.
Coming from Military families and being Veterans ourselves, we are supported by our strong ethics and Christian values. Our customers truly come first!
CMS Required Disclaimer:
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MEDICARE’S ANNUAL ENROLLMENT PERIOD
October 15th - December 7th, 2023
This is the time to review your existing Prescription Drug Plans and Medicare Plans.
At Superior Retirement Services, your local Medicare Help Center, we offer free review of your current plans, along with all plan changes and options for 2022. Our appointment availability during this time fills up fast, so give us a call or click the button below for us to contact you!
What We Do
Medicare Part B premium has averaged an increase of 5.25% per year since 2005. If that trend continues, a 65 year old in 2019 would pay approximately $40,730 ($81,460/Couple) in Part B premium alone by the age of 80! That does not include a Part D Prescription Drug Plan, a Medicare Supplement Plan, Dental, Vision or Hearing. Making a plan and professionally reviewing it routinely, will help keep your Medicare related costs in check.
When most people retire, they rely on predetermined plans for retirement income. Those include; Social Security, Company Pension Plans, 401k, 403b, IRAs, SEPs. Many folks also have retirement savings in Stocks, Bonds and Mutual Funds. No matter which plan(s) you have, you will have to make decisions to ensure you do not lose or run out of, your hard earned money. We assist you in establishing a solid retirement plan. We are your Safe Money People.
Younger working people need to start and/or continue planning their retirement as early as possible in order to ensure a comfortable retirement. Having a solid plan early can lead to a relatively carefree retirement.
Many companies offer Life Insurance… Unfortunately, most of those plans end the day you retire. We offer a large variety of life insurance. Life insurance needs change over time. Two main considerations for utilizing life insurance in retirement include: 1) Paying off debt, especially mortgage or other large debt, to ensure loved ones are not left financially strapped. 2) Covering the loss of your retirement income in the event of your death (Including Social Security)…Suddenly losing hundreds or thousands of dollars per month could leave your spouse under severe financial distress.
A variety of plans are available to fit your specific needs.
Funerals and Cremation are not cheap. However, planning ahead can save your family a great deal of money and heartache. We offer a large variety of plans from pre-paid funerals, to Simplified Issue Whole Life plans. The best plan for you depends on a variety of variables which effect the type of plan available and the cost.
Only 25% of Americans have a Will or Trust in place when they die. This causes an unnecessary hardship on families, as estates and money can be tied up in Probate Court for years. Utilizing Life Insurance, your money can be left directly to your beneficiaries, often Tax-Free, and avoid Probate. Many plans provide for respectable gains as well.
Nursing Homes are full of people who at one time said they would never be in a Nursing Home. Planning ahead ensures you have a choice in where you would go, and that you won’t have your savings confiscated by the Nursing Home system. Insurance companies have come up with a variety of options for LTC.
We conduct a free review your Medicare and Retirement plans at our office or in the comfort of your home; whichever suits your schedule and your needs. You are under no obligation.